Privacy Policy

Effective date: November 2, 2026

Futurement LLC (“Futurement,” “we,” “us”) operates the Futurement app and futurementwealth.com. This policy explains how we handle information when you create an account, enter financial information, subscribe to Pro, or connect accounts. We do not sell your personal or financial data.

Information we collect

Account and security information. We process your email address, account identifiers, authentication events, and security settings to create and protect your account. Our authentication provider handles passwords and verification. We do not ask you to send passwords, authenticator codes, or recovery codes to support.

Information you enter. The app processes the assets, debts, investment accounts and holdings, cost basis, income, benefits, retirement goals, and other planning details you choose to enter. These records can reveal sensitive financial circumstances.

Connected accounts. If you choose to link an institution through Plaid, Plaid facilitates the connection and provides the account, balance, investment, holding, and cost-basis information available under the products you authorize. We use that information to show your financial picture and calculations. We do not receive or store your institution login credentials. Plaid access tokens are stored on our server, not in the app. Your institution may not provide every field. Plaid also processes connected-account information under its End User Privacy Policy.

Subscription and service information. Apple and our subscription service provider process purchases and send us subscription status, product, and transaction identifiers. We do not receive your full payment-card number. We also process app diagnostics and limited technical records needed to deliver, secure, and troubleshoot the service.

How we use information

We use your information to provide your dashboard, investment and debt views, retirement projections, What-If comparisons, account linking, market-price updates, account recovery, support, fraud prevention, and service notices. Financial projections are estimates for education and planning; they are not personalized investment, tax, or legal advice. We do not use your financial records for targeted advertising or sell them to data brokers.

Where information is stored and shared

Financial records you enter are stored in an encrypted database on your device. When you use cloud-connected features, the records needed to provide those features are also processed in our cloud services. We use service providers to operate Futurement, including Supabase for cloud infrastructure and authentication, Plaid for institution connections, Marketstack for security prices, Apple and RevenueCat for subscriptions, and Resend for account email delivery. These providers receive information needed for their roles and may process it under their own privacy terms.

We may disclose information when required by law, to protect the service or users, or as part of a business transfer subject to applicable law. We do not sell personal or financial data.

Your choices and deletion

You can edit or remove information you entered, disconnect a linked institution, and manage your Pro subscription in the app. Disconnecting an institution ends future access through that connection; records you previously imported may remain until you remove them or delete your account. You can delete your Futurement account in Settings → Privacy & Data → Delete account. This removes your account and associated active cloud financial records and erases the app's financial records on that device. You can also request account deletion here if you cannot access the app.

Deleting a Futurement account does not cancel an Apple subscription. To stop future charges, manage your subscription with Apple. You can cancel Pro without deleting your account.

Retention and protection

We keep information while your account is active and as needed to operate the service. When you delete your account, we remove active account records; limited records may remain for legal, security, dispute, or accounting obligations, and backup copies expire under our providers' backup schedules. We use encryption in transit and at rest, access controls, and security monitoring. No service can guarantee absolute security.

Children, changes, and contact

Futurement is intended for adults and is not directed to children under 18. We may update this policy as the service changes. We will post the revised policy with a new effective date and provide additional notice when required. Questions or privacy requests can be sent to info@futurementwealth.com.